Retire Your Own Way, On Your Own Terms
Process To Receive And Use Your Cash
Stress-Free Application Process
Lotus Income Is Independent From The Banks.
Our Service Is 100% Free To You, The Homeowner.
We are paid by the lender.
- 1Get in touch with us by clicking here and answering 3 simple questions.
- 2We patiently answer any questions you have and tell you how much money you could qualify for.
- 3As experts, we simplify and streamline the application process for you.
- 4After applying, we arrange a home appraisal for you.
- 5You review your personalized reverse mortgage offer with an independent lawyer of your choice. We can also give you a list of lawyers in your area.
- 6Receive your money.
Application Costs
Eligible Property Types
Documentation Requirements
Subsequent Advances
Prepayment / Breaking The Mortgage
Porting A Reverse Mortgage To Another Property (Portability)

“We decided to build a sunroom so we could enjoy some fall and winter sun without having to travel. My reverse mortgage let me build my sunroom without having to make loan payments.” - Bob H